Content on this page requires a newer version of Adobe Flash Player.

Get Adobe Flash player



.... a financial literacy education program

In addition to our one-on-one coaching program, Financial Health and Fitness also offers financial literacy and education seminars to groups, including training at corporate sites, specialized programs for pre-teens and teens, college sponsored groups, and faith-based organizations. This is our Money in the Bank University Program, which is offered on a module-by-module basis and can be customized to meet the needs of the audience.

The mission of the Money In The Bank University Program is to provide education and tools critical for living financially responsible lives.



Please CLICK ON each of the Seminar Series titles listed below to view the course outline or scroll down below.

Seminar Series 100
   #100 - Checking Account Management
   #101 - Debt Management
   #102 - Understanding and Improving Credit Scores

Seminar Series 200
   #200 - Money for Couples - Understanding money & its affects on relationships
   #201 - Budgeting

Seminar Series 300
   #300 - Retirement Planning
   #301 - Understanding Insurance - What is best to meet your present & future financial needs

Seminar Series 400
   #400 - Loans - What type of loan is most cost effective and best meets your needs

Seminar Series 500
   #500 - Home Ownership - Reducing the cost of ownership...how to save money
   #501 - Money for Women - How society treats women & investments
   #502 - Money for Teens & Young Adults- teaching teens about money, saving & credit


SEMINAR SERIES #100 - 102

#100 - Checking Account Management
This course will teach you banking basics and learning how best your bank can serve YOU!

What Will Be Covered

       How should I choose which bank to open a checking account with?
       Which type of checking account and banking services best meet my needs?
       Banking online
       How to deposit money into a checking account?
       What are available funds?
       What are collected funds?
       How do I balance my checking account
       How to choose a bank and their banking services
       How to balance my checking account

How You Will Benefit

       Learn the ABC’s of managing a checking Account
       Learn how to pick the right checking account for you
       Learn how to select the right bank for your checking account.
       Learn the basic banking terminologies
       Learn how to reconcile your checking account

^ Top

 

#101 - Debt Management
If it is getting more and more difficult to pay off your bills every month, it may be time to reevaluate your finances. If you are overwhelmed by your debt, this course will teach you how to maintain and control your debt using techniques that are proven to work Debt and credit are intertwined and can affect everything from job prospects to your ability to buy a home. It's never too soon to take control of your debt.

What Will Be Covered

       Understanding your debt and financial outlook
       What debt you should have and not have
       How to manage your debt
       What to do when you are over your head in debt

How You Will Benefit

       Receive the tools to evaluate your finances and control your debt
       What to do when you are over extended with debt
       Learn how certain kinds of debt can be to your advantage and others to your disadvantage
       Learn what type of debt service companies may advantage you, i.e., Debt Management, Debt Consolidation, Debt Negotiation      companies
       How to swim your way to shore and become debt free

^ Top

 

#102 - Understanding and Improving Credit Scores
Credit reporting agencies re-calculate your score each time a copy of your report is requested, based on the information currently in the report. That means your credit score is likely to fluctuate from time to time, based on whatever information is currently being submitted. When you ask for credit you are stating that you can be trusted to pay the debt back in the time agreed to. There are many factors that determine your credit rating. You will not only learn the factors that determine your credit rating, but the factors creditors use in deciding whether to extend you credit and the amount and percentage rate you’re quoted.

What Will Be Covered

       What is a Credit Score
       How credit affects your life
       Understanding your credit report
       How to improve your credit score

How You Will Benefit

       Learn the ABC’s of understanding your credit report
       Take control and manage your credit reports
       Learn to improve and maintain your credit score
       How credit reporting agencies work
       Learn how to establish and build a positive credit history

^ Top

 



SEMINAR SERIES #200 - 201

#200 - Money for Couples - Understanding money & its affects on relationships
Budgeting- is a 3 part tele-seminar or in hour workshop application course that will help you create a spending plan for your income and expenses. Having a monthly spending plan will help you achieve your long-term financial goals. Instructors are experts and are associated with MITBU. This tele-seminar and workshop is a prerequisite for all of the additional tele-seminars and workshops available through MITBU.

What Will Be Covered

       Financial Bondage Symptoms
       Steps to having financial freedom
       Financial Decision Making
       Steps to having Control

How You Will Benefit

       Pinpoint where you need to take control
       Learn to live within your means
       Create a surplus for other financial goals
       Have the ability to do more with what you have

Who Should Attend: This tele-seminar - workshop is recommended for any individual who wants to optimize their income. If you are ready to take control of your finances, this is for you.

^ Top

 

#201 - Budgeting
Budgeting- is a 3 part tele-seminar or in hour workshop application course that will help you create a spending plan for your income and expenses. Having a monthly spending plan will help you achieve your long-term financial goals. Instructors are experts and are associated with MITBU. This tele-seminar and workshop is a prerequisite for all of the additional tele-seminars and workshops available through MITBU.

What Will Be Covered

       Financial Bondage Symptoms
       Steps to having financial freedom
       Financial Decision Making
       Steps to having Control

How You Will Benefit

       Pinpoint where you need to take control
       Learn to live within your means
       Create a surplus for other financial goals
       Have the ability to do more with what you have

Who Should Attend: This tele-seminar - workshop is recommended for any individual who wants to optimize their income. If you are ready to take control of your finances, this is for you.

^ Top

 



SEMINAR SERIES #300 - 301

#300 - Retirement Planning
Having a peace of mind about the future is what this class is all about. If you’re not sure where you are in the process for preparing for your retirement then this basic informational class with help you to determine goals, create a plan for getting there and give you peace of mind.

What Will Be Covered

       Identifying goals
       Creating a financial plan
       Estate planning
       How much is enough
       Ways to save after you retire

How You Will Benefit

       Determination of Long-Term goals
       Creation of a financial strategy
       Coordinating estate planning
       Obtain retirement checklist

Who Should Attend: Whether you are 20 years away from retirement or already retired this seminar has something for you.

^ Top

 

#301 - Understanding Insurance - What is best to meet your present & future financial needs
Insurance does not have to be confusing. In this on day 3 hr. course you will learn the basics about life, health, auto and homeowners insurance. You will be able to make wiser decisions about the products or services you now have or will be considering in the future.

What Will Be Covered

       What is best for you
       How to determine what your needs are
       Who should be insured
       How much is enough

How You Will Benefit

       More confidence in your choices
       Money savings
       Become aware of your needs

Who Should Attend: Tired to feeling ripped off? This course is for individuals want to become more informed about the products and services that are available in the market today.

^ Top

 



SEMINAR SERIES #400

#400 - Loans - What type of loan is most cost effective and best meets your needs
Installment loans, revolving loans, student loans, mortgages and credit cards… learn to understand the features, both pros and cons, of the different types of consumer loans. What’s the difference between the interest rate and the APR this and much more will be discussed in this class.

What Will Be Covered

       Top 10 questions to ask before you sign on the dotted line
       The different cost related to using credit and loans
       The impact of Different loan factors

How You Will Benefit

       Learn where to get the best loans
       Save on interest paid out
       Ability to compare loan offers

Who Should Attend: Individuals who want to understand the loan process and take the fear out of signing on the dotted line… this class is for you. You will gain confidence that the decisions you make will be in your best interest.

^ Top

 



SEMINAR SERIES #500 - 502

#500 - Home Ownership - Reducing the cost of ownership...how to save money
Now that you have purchased your new home, upkeep and maintenance of your home are a big responsibility. There are things that must be done to keep your home comfortable, tidy and safe. In this class learn what to do to protect your investment.

What Will Be Covered

       What maintenance should be done periodically
       Budgeting to maintain your home
       Why do you need a reserve fund
       What major systems need to be monitored
       What to do if a payment is late

How You Will Benefit

       Increase value of your investment
       Learn the danger signs of foreclosure
       Learn how lender can help if you ever have problems

Who Should Attend: Any home owner.

^ Top

 

#501 - Money for Women - How society treats women & investments
More and more women today are taking charge of their financial future. Unfortunately too many women still leave money management to men or ignore it altogether. Far too many women stay on the sidelines of knowing how to manage money and never take charge of their financial future.

Women's Financial Needs Are Different…

It may be difficult to believe that women's financial needs are different than that of men; however, it is true the general principles of financial planning are universal, women face unique challenges that bring forth different financial needs and henceforth planning.

This course will facilitate an increase in your knowledge of money management and budgeting principles. You will be able to understand and implement the necessary steps to; correct negative credit issues on their credit reports, learn to invest and how to make important financial decisions using wise money techniques. Whatever stage of life you are in, important financial decisions need to be made. These decisions are facilitated through education and the exercising of that education in well thought out financial actions that bring about desired results.

What Will Be Covered

       Knowing your Financial Condition
       Money Action Plan
       What every woman should know about her finances
       Budgeting

How You Will Benefit

       Learn how to apply life planning skills for money management
       Learn the right investment that work for you to meet your financial goals starting where you are.
       Learn how to make major life purchases such as a home, insurance and an automobile.
       Learn about the banking basics and how to manage your credit and money wisely.

Who Should Attend: Women who need a thorough understanding of money and budget management. Women who want to become moneywise.

^ Top

 

#502 - Money for Teens & Young Adults- teaching teens about money, saving & credit
The innovative tele-seminar - workshop uses contemporary materials to teach the basics of personal finance to young people while they are developing habits and attitudes about money that will influence them for the rest of their lives. It is based on the philosophy that learning about money is as important as earning it and that effective money management results from a disciplined behavior which is most easily mastered if learned early in life.

What Will Be Covered

       Setting goals, your roadmap
       Budgeting
       Insurance
       Banking and Credit
       Savings and Investments

How You Will Benefit

       Learn mistakes to avoid
       Establish good financial habits early
       Gain to ability to make wise financial decisions

Who Should Attend: High school- college students and young adults who want to learn to manage their finances so they develop a positive financial profile and stay out of the common credit debt trap.

^ Top